Hi Karl, many thanks for utilizing our Q & the pages. Yes you are able to certainly. Nevertheless, prior to deciding to produce a joint application for car lease there are some essential situations to take into account.
Firstly, then both you and your co-signer would be held legally responsible for maintaining the repayment schedule if you were to have joint car finance. Really which means that if you’re sooner or later as time goes on not able to fulfil your re payment commitments because of jobless, economic trouble or some other explanation, your co-signer could be likely to choose the payments up from for which you left down.
It is also well well worth noting that when either of you have bad credit, creating a joint application will connect your money using the credit guide agencie(s) that the financial institution in concern uses and may consequently effect both you and your co-signers capability to get further credit, either jointly or independently.
For those who have taken this under consideration and wish to make a software, please submit one here or provide all of us a turn to 01405 744186 and they’ll be very happy to talk about your alternatives in detail.
Reply from Kelly
May I make an application for joint finance? We have a licence, have always been a carer for my sons to get a good earnings of ?2,100 a thirty days.
Nonetheless, i’ve bad credit, my son works complete some time has better credit but doesn’t have licence.
Hi Kelly, that is no hassle!